Auto Insurance Claim Negotiations: Who & What Determines if a Car is Totaled?

Featured Question - Auto Insurance Claim Negotiations: Who & What Determines if a Car is Totaled?

I am in a dispute with my auto insurance provider. They want to repair my car and I think it should be considered totaled. What steps can be taken to successfully negotiate with the claims rep to have the car considered totaled?
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Deferred Driver: What is a Deferred Driver and How Does It Work?

Featured Question - Deferred Driver: What is a Deferred Driver and How Does It Work?

My son is heading to college in another state. He may be home and driving on weekends 2-3 times per semester and any school breaks. My insurer says we can put him down as a "deferred driver" and save a bundle. What is a deferred driver and how does it work? - Steven K.
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