Delaware Auto Insurance

From Delaware Auto Insurance Laws & Requirements to Delaware DUI Laws, from Delaware Teen Driver Laws to Delaware Auto Insurance Rate Estimates, from Delaware Auto Theft Statistics to Delaware Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Delaware driver, the facts you want are right here.
Delaware Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Delaware?
Delaware DUI Laws
The penalties for a DUI in the state of Delaware are severe and they increase dramatically as the offender’s BAC (blood alcohol concentration level) increases. For a BAC over 0.15%, your license could be suspended for 2-3 years and you will have to carry out a mandatory jail sentence of no less that 60 days. In the state of Delaware, you can be charged with a DUI even if you appear to be impaired enough to pose a threat to other drivers. It doesn’t matter if your BAC is as low as 0.07% or even lower.
Delaware (DE) Teen Auto Insurance Laws, Rates & Requirements
In the state of Delaware, 121 teens died in auto accidents in 2008. Of the 121 accident, 37% involved a blood alcohol concentration of 0.08% or higher. Delaware is serious about stopping auto accident fatalities among teens in the state. Because of this, Graduated Driver Licensing (GDL) is the law. This means, Delaware requires an extended learning period for teen driver’s to be supervised by a parent or “sponsor” or a certified driving instructor or school. The state also requires all teens to follow the Graduated Driver Licensing law to the letter.
State of Delaware Department of Insurance
Rodney Building
841 Silver Lake Boulevard
Dover, Delaware 19904
Phone: 302.674.7300

Insurance Rate Examples for Delaware

Looking for an auto insurance quote so you can save money on your car insurance in Delaware? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Delaware Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Delaware makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Delaware's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
DE Avg. Monthly Premiums
$250
$200
$150
$100
$208
$151
$207
$150
$197
$149
$204
$151
$210
$152
$209
$152
$208
$153
JulJunMayAprMarFebJan

DE Premium$ Change% ChangeNational Avg$ Change% Change
Jul$208$10.5%$151$10.7%
Jun$207$105.1%$150$21.3%
May$197$73.4%$149$21.3%
Apr$204$62.9%$151$10.7%
Mar$210$10.5%$152$00.0
Feb$209$10.5%$152$21.3%
Jan$208$10.5%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Delaware

1. 1990 Honda Accord
2. 1996 Jeep Cherokee/Grand Cherokee
3. 1993 Dodge Caravan
4. 1994 Plymouth Voyager
5. 1996 Chevrolet Cavalier
6. 1990 Honda Civic
7. 1996 Ford Taurus
8. 1991 Ford Explorer
9. 1992 Toyota Camry
10. 1995 Chevrolet Blazer

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