Georgia Auto Insurance

From Georgia Auto Insurance Laws & Requirements to Georgia DUI Laws, from Georgia Teen Driver Laws to Georgia Auto Insurance Rate Estimates, from Georgia Auto Theft Statistics to Georgia Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Georgia driver, the facts you want are right here.
Georgia Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Georgia?
Georgia DUI Laws
In the state of Georgia, you can be arrested for a DUI even if your blood alcohol concentration level (BAC) is below the legal limit. In the state of Georgia, you can also be convicted of DUI if you are caught driving under the influence of prescription drugs. If you are pulled over by an officer of the law and you refuse to take a chemical test, your license will be suspended automatically for one year.
Georgia (GA) Teen Auto Insurance Laws, Rates & Requirements
In the state of Georgia, thousands of teens are involved in auto accidents each year as a result of distracted driving, inexperience with driving at night, speeding, and even underage drinking. In response this, the state of Georgia enacted the Teenage and Adult Driver Act (TADRA) in 1997. In addition to a number of other laws to address the issue, the act included the Graduated Driver’s License (GDL) law. The law ensures that all teens understand the challenges and risks that they will face on the road while diving as well prepare them to handle the risks and challenges.
Office of Insurance & Safety Fire Commissioner
2 Martin Luther King, Jr. Drive
Floyd Memorial Building 704 West Tower
Atlanta, Georgia 30334
Phone: 404.656.2056

Georgia Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Georgia makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Georgia's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
GA Avg. Monthly Premiums
$157
$145
$132
$120
$143
$151
$144
$150
$141
$149
$140
$151
$136
$152
$139
$152
$140
$153
JulJunMayAprMarFebJan

GA Premium$ Change% ChangeNational Avg$ Change% Change
Jul$143$10.7%$151$10.7%
Jun$144$32.1%$150$21.3%
May$141$10.7%$149$21.3%
Apr$140$42.9%$151$10.7%
Mar$136$32.2%$152$00.0
Feb$139$10.7%$152$21.3%
Jan$140$10.7%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Georgia

1. 1994 Honda Accord
2. 1994 Chevrolet C/K 1500 Pickup (full size)
3. 1987 Chevrolet Caprice
4. 1986 Oldsmobile Cutlass
5. 1997 Ford F150
6. 1993 Honda Civic
7. 1996 Ford Explorer
8. 1994 Jeep Cherokee/Grand Cherokee
9. 1994 Toyota Camry
10. 1996 Ford Taurus

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