Idaho Auto Insurance

From Idaho Auto Insurance Laws & Requirements to Idaho DUI Laws, from Idaho Teen Driver Laws to Idaho Auto Insurance Rate Estimates, from Idaho Auto Theft Statistics to Idaho Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Idaho driver, the facts you want are right here.
Idaho Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Idaho?
Idaho DUI Laws
In the state of Idaho, driving under the influence is a crime that carries penalties as severe as prison time in the state penitentiary and more then $5,000 in fines. Idaho also has a zero tolerance policy for teens. If you are under 21 and you get caught driving under the influence, your license will be suspended immediately, no questions asked. You could lose your driving privileges for six months or more, depending on the case.
Idaho (ID) Teen Auto Insurance Laws, Rates & Requirements
The state of Idaho is one of the few states in the U.S. that allows teen’s ages 14 ½ to obtain an instruction permit. Fortunately, Idaho teen crash statistics show that Idaho teens in this age group, as well as 15 year olds are not involved in crashes as frequently as Idaho teens between the ages of 16-19. In 2008, Idaho teens ages 16-19 were involved in 6,034 auto crashes. Only 403 15 year-olds were involved in auto crashes in the same year.
Idaho Department of Insurance
700 West State Street, 3rd Floor
Boise, Idaho 83720-0043
Phone: 208.334.4250

Idaho Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Idaho makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Idaho's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
ID Avg. Monthly Premiums
$175
$150
$125
$100
$112
$151
$110
$150
$110
$149
$116
$151
$116
$152
$115
$152
$113
$153
JulJunMayAprMarFebJan

ID Premium$ Change% ChangeNational Avg$ Change% Change
Jul$112$21.8%$151$10.7%
Jun$110$00.0$150$21.3%
May$110$65.2%$149$21.3%
Apr$116$00.0$151$10.7%
Mar$116$10.9%$152$00.0
Feb$115$21.8%$152$21.3%
Jan$113$00.0$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Idaho

1. 1988 Toyota Pickup
2. 1992 Chevrolet C/K 1500 Pickup (full size)
3. 1993 Honda Accord
4. 1997 Ford F150
5. 1988 Honda Civic
6. 1989 Toyota Camry
7. 1995 Chevrolet Blazer
8. 1988 Ford Ranger
9. 2001 Pontiac Grand Am
10. 1997 Chevrolet Cavalier

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