Illinois Auto Insurance

From Illinois Auto Insurance Laws & Requirements to Illinois DUI Laws, from Illinois Teen Driver Laws to Illinois Auto Insurance Rate Estimates, from Illinois Auto Theft Statistics to Illinois Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Illinois driver, the facts you want are right here.
Illinois Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Illinois?
Illinois DUI Laws
In the state of Illinois, more than 50,000 drunk drivers are arrested each year. Under Illinois drunk driving laws, “drunk” can mean: under the influence of alcohol, illegal drugs, and prescription drugs. If you are caught driving with a blood alcohol content level at or higher than the state limit, you will be arrested and charged with DUI. It is important to not that even if you are below the limit and an officer of the law believes you are impaired, you can still be cited for DUI. 
Illinois (IL) Teen Auto Insurance Laws, Rates & Requirements
There are more than 400,000 car crashes each year involving young drivers ages 16-20. More than 5,000 of the 400,000 teen car crashes are fatal, making teen car accidents the leading cause of death for teens in the U.S. In the state of Illinois, teen drunk driving is a leading cause of teen car crashes as well as distracted driving and inexperienced driving. In response to the high number of teen car crashes across the state, Illinois has enacted several laws to combat the problem and it has also adopted the Graduated Driver Licensing program.
Illinois Department of Insurance
100 West Randolph Street, Suite 9-301
Chicago, Illinois 60601-3251
Phone: 312.814.2427

Illinois Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Illinois makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Illinois's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
IL Avg. Monthly Premiums
$147
$135
$122
$110
$129
$151
$130
$150
$129
$149
$132
$151
$130
$152
$128
$152
$128
$153
JulJunMayAprMarFebJan

IL Premium$ Change% ChangeNational Avg$ Change% Change
Jul$129$10.8%$151$10.7%
Jun$130$10.8%$150$21.3%
May$129$32.3%$149$21.3%
Apr$132$21.5%$151$10.7%
Mar$130$21.6%$152$00.0
Feb$128$00.0$152$21.3%
Jan$128$10.8%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Illinois

1. 1991 Toyota Camry
2. 1994 Oldsmobile Cutlass
3. 2004 Chevrolet Cavalier
4. 1992 Chevrolet Van
5. 1989 Chevrolet Caprice
6. 1993 Ford Taurus
7. 1990 Buick LeSabre
8. 1994 Dodge Caravan
9. 2004 Pontiac Grand Am
10. 2000 Dodge Intrepid

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