Louisiana Auto Insurance

From Louisiana Auto Insurance Laws & Requirements to Louisiana DUI Laws, from Louisiana Teen Driver Laws to Louisiana Auto Insurance Rate Estimates, from Louisiana Auto Theft Statistics to Louisiana Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Louisiana driver, the facts you want are right here.
Louisiana Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Louisiana?
Louisiana DUI Laws
Louisiana DUI Laws Louisiana DUI convictions are considered criminal. You could face up to 180 days in jail for a first offense, and you could lose your license for 3 months. In addition to walking away with a criminal record when it’s all over, you will also have to shell out $1,000 or more to cover fines and all court costs. If you are a minor (under the age of 21), you will lose your driving privileges for 180 days.
Louisiana (LA) Teen Auto Insurance Laws, Rates & Requirements
If you are a Louisiana teen with an unrestricted driver’s license, you should give yourself a pat on the back. Because teen accidents represent the largest percentage of car crashes in Louisiana, obtaining a license in the Bayou State, as a teen, is not easy. And the state wants to keep it that way. The state of Louisiana has its own version of Graduated Driver Licensing (GDL), and every teen under the age of 17 must successfully complete all phases of it before receiving a driver’s license.
Louisiana Department of Insurance
PO Box 94214
Baton Rouge, Lousiana 70804-9214
Phone: 225.342.5423

Insurance Rate Examples for Louisiana

Looking for an auto insurance quote so you can save money on your car insurance in Louisiana? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Louisiana Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Louisiana makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Louisiana's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
LA Avg. Monthly Premiums
$250
$200
$150
$100
$215
$151
$220
$150
$210
$149
$214
$151
$218
$152
$218
$152
$219
$153
JulJunMayAprMarFebJan

LA Premium$ Change% ChangeNational Avg$ Change% Change
Jul$215$52.3%$151$10.7%
Jun$220$104.8%$150$21.3%
May$210$41.9%$149$21.3%
Apr$214$41.8%$151$10.7%
Mar$218$00.0$152$00.0
Feb$218$10.5%$152$21.3%
Jan$219$00.0$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Louisiana

1. 2003 Dodge Ram Pickup
2. 1994 Chevrolet C/K 1500 Pickup (full size)
3. 2001 Ford F150
4. 1995 Honda Accord
5. 2003 Dodge Caravan
6. 1994 Oldsmobile Cutlass
7. 2000 Dodge Interpid
8. 1998 Jeep Cherokee/Grand Cherokee
9. 1991 Toyota Camry
10. 1997 Ford Taurus

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