Maine Auto Insurance

From Maine Auto Insurance Laws & Requirements to Maine DUI Laws, from Maine Teen Driver Laws to Maine Auto Insurance Rate Estimates, from Maine Auto Theft Statistics to Maine Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Maine driver, the facts you want are right here.
Maine Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Maine?
Maine DUI Laws
In 2007, seventy people lost their lives to drunk drivers in the state of Maine. The state recorded a total of 188 fatalities, meaning drunk drivers caused 37% of all fatalities. Fortunately, Maine has one of the lowest numbers of alcohol-related crashes in the U.S.  Maine makes it tough to drink and drive by setting and enforcing strict “Operating Under the Influence (OUI)” laws across the state. Upon arrest, you will be stripped of your driving privileges and your freedom.
Maine (ME) Teen Auto Insurance Laws, Rates & Requirements
More than 5,000 teens die in car accidents each year across the U.S. In an effort to reduce the number of fatal traffic accidents involving teens, the state of Maine has adopted its own version of Graduated Driver Licensing (GDL), as well as automatic restrictions on teen driver licenses. Maine Graduated Licensing (GDL) has been effect since September 13, 2003.

Continue reading to learn more about Maine’s teen driving laws and the consequences for violating them.

Maine Graduated Driver Licensing (GDL) and Driver License Requirements
Department of Professional & Financial Regulation
Maine Bureau of Insurance
34 State House Station
Augusta, Maine 04333-0034
Phone: 207.624.8475

Insurance Rate Examples for Maine

Looking for an auto insurance quote so you can save money on your car insurance in Maine? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Maine Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Maine makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Maine's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
ME Avg. Monthly Premiums
$175
$150
$125
$100
$116
$151
$111
$150
$112
$149
$115
$151
$117
$152
$112
$152
$113
$153
JulJunMayAprMarFebJan

ME Premium$ Change% ChangeNational Avg$ Change% Change
Jul$116$54.5%$151$10.7%
Jun$111$10.9%$150$21.3%
May$112$32.6%$149$21.3%
Apr$115$21.7%$151$10.7%
Mar$117$54.5%$152$00.0
Feb$112$10.9%$152$21.3%
Jan$113$10.9%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Maine

1. 1999 Jeep Cherokee/Grand Cherokee
2. 1986 Chevrolet C/K 1500 Pickup (full size)
3. 1993 Ford Escort
4. 1999 Chevrolet Cavalier
5. 1997 Ford F150
6. 1994 GMC C/K 1500 Pickup (full size)
7. 1997 Ford Taurus
8. 1996 Dodge Caravan
9. 1995 Saturn SL
10. 1999 Bombardier Ski Doo (Snowmobile)

Have a Question about Auto Insurance?

Submit your question to our Experts and we would be happy to answer it for you!