Minnesota Auto Insurance

From Minnesota Auto Insurance Laws & Requirements to Minnesota DUI Laws, from Minnesota Teen Driver Laws to Minnesota Auto Insurance Rate Estimates, from Minnesota Auto Theft Statistics to Minnesota Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Minnesota driver, the facts you want are right here.
Minnesota Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Minnesota?
Minnesota DUI Laws
The state of Minnesota is serious about prosecuting drunk driving offenders. The penalties increase dramatically for multiple offenders. If you are caught and convicted of DUI in the state of Minnesota, you could spend anywhere from 90 days up to a year or more in jail, you will have to pay fines ranging from $1,000 up to $14,000.
Minnesota (MN) Teen Auto Insurance Laws, Rates & Requirements
Minnesota has a number of laws in place for teen drivers. First, drivers under 18 must follow a specific set of rules under “Vanessa’s Law,” enacted in 2004 after 15-year-old Vanessa Weiss was killed at the hands of an unlicensed 15-year-old, as well as Minnesota’s Graduated Driver Licensing system. Under Vanessa’s Law, unlicensed teens ages 18 and under, will not receive a license until age 18 if they get caught drinking and driving or they are involved in a car crash.
Minnesota Department of Commerce
85 7th Place East, Suite 500
St. Paul, Minnesota 55101-2198
Phone: 651.296.4026

Minnesota Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Minnesota makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Minnesota's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
MN Avg. Monthly Premiums
$147
$135
$122
$110
$130
$151
$136
$150
$136
$149
$139
$151
$144
$152
$136
$152
$138
$153
JulJunMayAprMarFebJan

MN Premium$ Change% ChangeNational Avg$ Change% Change
Jul$130$64.4%$151$10.7%
Jun$136$00.0$150$21.3%
May$136$32.2%$149$21.3%
Apr$139$53.5%$151$10.7%
Mar$144$85.9%$152$00.0
Feb$136$21.5%$152$21.3%
Jan$138$32.2%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Minnesota

1. 1995 Honda Civic
2. 1991 Toyota Camry
3. 1989 Oldsmobile Cutlass
4. 1994 Honda Accord
5. 1996 Chevrolet Blazer
6. 1992 Buick Century
7. 1993 Saturn SL
8. 1992 Dodge Caravan
9. 1996 Ford Explorer
10. 1994 Chevrolet C/K 1500 Pickup (full size)

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