Mississippi Auto Insurance

From Mississippi Auto Insurance Laws & Requirements to Mississippi DUI Laws, from Mississippi Teen Driver Laws to Mississippi Auto Insurance Rate Estimates, from Mississippi Auto Theft Statistics to Mississippi Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Mississippi driver, the facts you want are right here.
Mississippi Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Mississippi?
Mississippi DUI Laws
While the state of Mississippi has one of the lowest populations in the U.S, it has one of the highest fatal car crash rates in the nation. Each year more than 911 Mississippi motorists are involved in fatal car crashes and a disturbing 40% of all Mississippi car crashes are alcohol-related. The state of Mississippi is on a mission to clean up its roads and make them safer for all drivers. So if you get pulled over for any reason, and the officer determines that you have been driving under the influence, you will be arrested on the spot.
Mississippi (MS) Teen Auto Insurance Laws, Rates & Requirements
Southern states currently have some of the highest teen-driver-crash-involvement rates in the country. In the state of Mississippi, one of the top ten states for teen car crashes, everyone from the highway safety chief to law enforcement officials blame lax enforcement of alcohol and speeding laws as well as tree-lined roads and poor seat-belt laws. Whatever the reason for Mississippi’s misfortune where teen drivers are concerned, the state of Mississippi does its best to reduce its teen accident rates and make its roads safer for all.
Mississippi Insurance Department
PO Box 79
Jackson, Mississippi 39205
Phone: 601.359.3569

Mississippi Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Mississippi makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Mississippi's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
MS Avg. Monthly Premiums
$160
$150
$140
$130
$162
$151
$158
$150
$155
$149
$162
$151
$163
$152
$161
$152
$166
$153
JulJunMayAprMarFebJan

MS Premium$ Change% ChangeNational Avg$ Change% Change
Jul$162$42.5%$151$10.7%
Jun$158$31.9%$150$21.3%
May$155$74.3%$149$21.3%
Apr$162$10.6%$151$10.7%
Mar$163$21.2%$152$00.0
Feb$161$53%$152$21.3%
Jan$166$10.6%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Mississippi

1. 1991 Chevrolet C/K 1500 Pickup (full size)
2. 1992 Chevrolet Caprice
3. 2001 Ford F150
4. 1987 Oldsmobile Cutlass
5. 1989 Buick LeSabre
6. 1999 Ford Taurus
7. 1991 Honda Accord
8. 1989 Oldsmobile Delta 88
9. 2004 Pontiac Grand Am
10. 1994 GMC C/K 1500 Pickup (full size)

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