Montana Auto Insurance

From Montana Auto Insurance Laws & Requirements to Montana DUI Laws, from Montana Teen Driver Laws to Montana Auto Insurance Rate Estimates, from Montana Auto Theft Statistics to Montana Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Montana driver, the facts you want are right here.
Montana Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Montana?
Montana DUI Laws
In the state of Montana, drunk drivers claim the lives or roughly 100 individuals each year. Fortunately, this figure has decreased over the past 27 years. In the early 80s, it was not uncommon for Montana to record more than 170 fatal alcohol-related car crashes each year. While the state of Montana has seen a significant decrease in fatalities, it wants to do everything it can to bring the state’s figure down to zero. For starters, the state of Montana has stricter laws for first time DUI offenses. It examines each case carefully before administering punishment.
Montana (MT) Teen Auto Insurance Laws, Rates & Requirements
The state of Montana has always been a bit more lax than other states when it comes to drinking and driving. In fact, the state of Montana is one of the few states in the U.S. that, until recently, allowed drivers and passengers to have open alcoholic beverage containers in the car. As a result, the state has lost one person to drunk driving accidents for every 100 million miles driven there. Overall, 200 people die in car crashes each year in the state.
Montana State Auditors Office
840 Helena Avenue
Helena, Montana 59601
Phone: 406.444.2040

Insurance Rate Examples for Montana

Looking for an auto insurance quote so you can save money on your car insurance in Montana? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Montana Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Montana makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Montana's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
MT Avg. Monthly Premiums
$157
$145
$132
$120
$138
$151
$134
$150
$132
$149
$136
$151
$131
$152
$134
$152
$138
$153
JulJunMayAprMarFebJan

MT Premium$ Change% ChangeNational Avg$ Change% Change
Jul$138$43.0%$151$10.7%
Jun$134$21.5%$150$21.3%
May$132$42.9%$149$21.3%
Apr$136$53.8%$151$10.7%
Mar$131$32.2%$152$00.0
Feb$134$42.9%$152$21.3%
Jan$138$64.6%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Montana

1. 1989 Chevrolet C/K 1500 Pickup (full size)
2. 1984 Ford F150
3. 1991 Honda Accord
4. 1996 Honda Civic
5. 1986 Toyota Pickup
6. 1999 Pontiac Grand Am
7. 1976 Ford Heavy Duty
8. 1993 Ford Explorer
9. 1995 Ford Escort
10. 1993 Ford Ranger

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