Vermont Auto Insurance

From Vermont Auto Insurance Laws & Requirements to Vermont DUI Laws, from Vermont Teen Driver Laws to Vermont Auto Insurance Rate Estimates, from Vermont Auto Theft Statistics to Vermont Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Vermont driver, the facts you want are right here.
Vermont Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist the state of Vermont?
Vermont DUI Laws
In the state of Vermont, driving under the influence is a serious offense. Not only will you lose your license (and possibly your freedom) for 2-5 years, the judge may also send you back to driving school—no matter how old you are. The threat of jail time and license suspension, as well as the embarrassment of having to attend driver’s education all over again is enough to keep the vast majority of Vermont license holders from drinking and driving. And the statistics prove it.  Each year, 20-25 people lose their lives to drunk drivers in the state of Vermont.
Vermont (VT) Teen Auto Insurance Laws, Rates & Requirements
In the state of Vermont, driver’s ages 16-19 are more likely to be in a fatal car crash than any other group. Not only this, but most teen car crashes in the state occur at night, and many occur on Friday, Saturday, and Sunday. To help reduce the number of teen driving accidents on its roads, the state of Vermont makes it mandatory for all teens to participate in the Graduated Driver Licensing (GLD) program. In order for teens to obtain a full license in the state, he or she must complete three levels of licensing.
Vermont Insurance Division
Dept. of Banking, Ins., Securities and Health Care
Administration
89 Main Street
Montpelier, Vermont 05620-3101
Phone: 802.828.3301

Insurance Rate Examples for Vermont

Looking for an auto insurance quote so you can save money on your car insurance in Vermont? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Vermont Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Vermont makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Vermont's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
VT Avg. Monthly Premiums
$175
$150
$125
$100
$118
$151
$115
$150
$109
$149
$111
$151
$109
$152
$105
$152
$119
$153
JulJunMayAprMarFebJan

VT Premium$ Change% ChangeNational Avg$ Change% Change
Jul$118$32.6%$151$10.7%
Jun$115$65.5%$150$21.3%
May$109$21.8%$149$21.3%
Apr$111$21.8%$151$10.7%
Mar$109$43.8%$152$00.0
Feb$105$1411.8%$152$21.3%
Jan$119$43.3%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Vermont

1. 1996 Chevrolet S-10 Pickup
2. 1994 Ford Taurus
3. 1999 Subaru Legacy
4. 1995 Chevrolet Blazer
5. 1999 Toyota Camry
6. 1993 Ford Ranger
7. 1993 Saturn SL
8. 1989 Jeep Cherokee/Grand Cherokee
9. 2000 Chevrolet Cavalier
10. 1993 Ford Explorer

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