Virginia Auto Insurance

From Virginia Auto Insurance Laws & Requirements to Virginia DUI Laws, from Virginia Teen Driver Laws to Virginia Auto Insurance Rate Estimates, from Virginia Auto Theft Statistics to Virginia Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Virginia driver, the facts you want are right here.
Virginia Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist the state of Virginia?
Virginia DUI Laws
In the state of Virginia, driving under the influence with a child or driving while under the influence at levels higher than the minimum will cost you your freedom and your driving privileges. Mandatory jail sentences exist in both cases as well as hefty fines. Underage drinking will not be tolerated as well. As of March 27, 2008, underage drinking is a Class 1 misdemeanor. Penalties for this charge include but are not limited to community service, fines, and license suspension for one year.
Virginia (VA) Teen Auto Insurance Laws, Rates & Requirements
According to the Virginia Department of Motor Vehicles, in 2006 alone, there were 126 fatal car accidents involving teens. Around the country, fatal and non-fatal car crashes involving teens cost taxpayers more than $40.8 billion a year. In partnership with “Partners for Safe Teen Driving,” the commonwealth of Virginia is currently working to reduce the number car crashes involving teens and the economic impact it has on the nation as a whole. The Commonwealth of Virginia does its part by enforcing the laws of its Graduated Driver Licensing (GDL) program.
Virginia State Corporation Commission
Bureau of Insurance
Commonwealth of Virginia
PO Box 1157
Richmond, Virginia 23218
Phone: 804.371.9694

Insurance Rate Examples for Virginia

Looking for an auto insurance quote so you can save money on your car insurance in Virginia? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Virginia Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Virginia makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Virginia's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
VA Avg. Monthly Premiums
$157
$145
$132
$120
$136
$151
$140
$150
$135
$149
$139
$151
$139
$152
$145
$152
$140
$153
JulJunMayAprMarFebJan

VA Premium$ Change% ChangeNational Avg$ Change% Change
Jul$136$42.9%$151$10.7%
Jun$140$53.7%$150$21.3%
May$135$42.9%$149$21.3%
Apr$139$00.0$151$10.7%
Mar$139$64.1%$152$00.0
Feb$145$53.6%$152$21.3%
Jan$140$21.5%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Virginia

1. 1996 Honda Accord
2. 1995 Honda Civic
3. 1990 Toyota Camry
4. 1994 Dodge Caravan
5. 1996 Jeep Cherokee/Grand Cherokee
6. 1997 Ford Taurus
7. 1994 Plymouth Voyager
8. 1997 Ford Explorer
9. 2004 Chevrolet Cavalier
10. 2004 Ford F150

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